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The Business Letter Subprime Lending And Much More

The Business Letter Subprime Lending And Much More

To Chief Executive Officer of every State-Chartered Financial Institution and every mortgage that is licensed and Small Loan Agency:

Recently, the Division of Banks (Division) has reviewed the practice that is growing as „subprime“ lending. The practice of subprime lending is normally each time a loan provider funds a home loan or any other customer loan to a job candidate who frequently will not satisfy standard underwriting requirements, either as a result of past belated re re payments, bankruptcy filings, or a credit history that is insufficient. Weiterlesen